Hi all great site have followed for years but my first post! So here's the conundrum! We have lived on our property for 3.5 years. First 2 yrs we had a legal agreement with the owner To pay fortnightly instalments which is how we saved Our deposit. So 1.5 yrs ago we financed and now everything's In our name. Property: 103 acres. 10 acres cleared. 28 acres bluegums Under contract further 8 years . Remaining re growth Jarrah and Marri. Old tiny house. No fences ect. We have recently cleared put in some dams and terraced down a hill We really need to build a new house we brought the property Knowing we would do that one day. However our Finance broker says banks won't lend as we have a caveat Over the property because of the bluegums. We have $250,000 to $300,000 in equity and a good income. No on farm income as of yet but hoping there will Be in the next financial year. So anyone else in this position or similar? We don't want to move to town!! Thanks