Working on our dream

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Joined: 28/02/2011 - 2:19pm

Hi Adrian,

Welcome to the small farms forum and thanks for the question.

Please see answers below to your questions:

- Start Up training courses or guides. TAFE (or the equivalent in Victoria) often run short farming courses
- People's experiences on property selection. Below are the criteria which I suggest you consider, we also offer pre-purchase farm inspections

  • Water resources
  • Legal requirements
  • Land capability
  • Fencing & likely costs
  • Declared weeds
  • Soil management
  • Stocking rates
  • Pasture quality and grazing management
  • Native vegetation
  • Machinery & farm infrastructure requirements

- Choosing your niche markets. I would sonsider value adding a product rather then a niche market, there are a number of niche markets which are now over supplied.
- Choosing the crops and livestock based on location. This will depend on the geography, rainfall (winter or summer dominant and soil type. 
- Financing (I think though we will be mortgage free). As a rough rule of thumb, if the land area is <50ha it can usually be financed as a home loan and you can borrow up to 80% without mortgage insurance. If the land area is >50ha it will need to be financed as a business loan and you can usually borrow up to 60-70%. Please check with your bank of choice as it does vary.
- Leasing land for livestock grazing. It is an option particularly if you lease some land next to where you have purchased to make the management of the livestock easier.

I hope this has been of assistance.

Regards,
Charlie

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